Why Buy with Us?
Buyers need a skilled, strong advocate in today’s market to not just make offers, but make winning offers. Your broker should be able to negotiate contract terms that work for you, not just the seller. My clients over the past 20 years trust me to be their advocate. Buying real estate can be daunting but together we can navigate the market and get you in the right property.
The first step in the buying process is figuring out your price point. If you need financing, then being pre-approved for a loan is an absolute necessity to compete with other buyers. You can choose any lender, of course. Over the years I have worked with a few great loan officers who can help you get pre-approved in no time.
|Timm Ready||Karin Hammer||Percy Wise, JD|
Once your offer is accepted by the seller, the due diligence stage begins. This is the time period under the contract when the buyer undertakes a thorough investigation into the property. The Sale Agreement, Seller Disclosures and Oregon law combined dictate your obligations as a buyer to conduct your due diligence before going thru with the purchase.
My friend and fellow attorney Phil Querin wrote this great summary of the due diligence concepts here.
As your broker, I can assist you with your due diligence by helping you hire professionals and experts so that you feel confident in making one of the biggest decisions of your life.
Finding the right property is a team effort. I can help you build a profile of your needs and wants, then we can tour homes that fit your profile as they come on the market. Once you are ready, we can make an offer based on all the information we have at that moment. This includes comparable sales and listings, length of time on the market, competition with other buyers and anything else that could impact the strength of your offer.
The best way to start the process of finding your dream property is to sign up for My Listing Manager here.
The Portland area is home to fabulous people and stunning geography. Like most metropolitan hubs, trying to decide what neighborhoods are best for you can be time consuming. Feel free to start the process with this comprehensive Relocation Guide.
I relocated to Portland from North Carolina in 1994. I have lived in at least a dozen different neighborhoods, raised three kids in public and private schools and witnessed tremendous urban and suburban growth first-hand. I love Oregon, and I love helping other folks who want to call this home.
Escrow and Closing
The legal transfer of real estate for the payment of money is complicated, with many documentation requirements. Generally, the parties agree to use a title company to handle the escrow and closing of the transaction. The title company and escrow officer are neutral, meaning they are not aligned with the seller or the buyer. The life of the escrow process is outlined here.
The escrow officer will keep everyone on task by coordinating the parties, their brokers, the lender and the paperwork up to the last day of the transaction, known as “closing.” That’s the day that you get the keys to your new home!